Executive Benefits

Within the employee benefits world, the area of Executive Benefits is often neglected or misunderstood. Yet, having a robust Executive Benefits program can make a big difference in your talent retention and total rewards strategy.

At Pacific Resources, we work closely with our clients to align Executive Benefits with long-term organizational goals, as well as executive expectations, while fully complying with regulatory requirements.

While most Group LTD and Group Life plans suit most employees, highly compensated employees need more customization. With our “white glove” service solutions, we help CFOs and HR leaders provide meaningful executive benefit plans that complement existing group plans, bring parity to executives, and ensure that companies attract and retain key employees. Our work includes:

  • Individual Disability and Executive Life Offerings
  • Customized Plan Design Options
  • Marketing and Implementation
  • Coverage Gap Analysis for Higher Wage Earners
  • Assistance with Business Case Development
  • Executive Concierge Level Enrollment and Post Enrollment Services

Executive Benefits We Cover:

Supplemental Disability

  • Guaranteed Issue Individual Disability Programs
    • Voluntary Employee Choice
    • Employer Funded Coverage
    • Choice Plans
  • Stop Loss Programs
  • High Risk/High Limit Coverage
  • Retirement Protection
  • Risk Transfer
  • Overhead Expense
  • Key Person Coverage (Succession Planning)
  • Business Buy Out
  • Life Audits

Supplemental Life

  • Guaranteed Issue Individual Life Programs
    • Group Universal Life
    • Term Insurance
    • Permanent Coverage
  • Company Owned Life Insurance
  • Bank Owned Life Insurance
  • Key Person
  • Business Buy Out

Other programs and services

  • Long-Term Care Insurance