Voluntary Benefits

Voluntary Benefits provide employees with added financial security and empowers them to make benefits decisions based on their personal preferences and circumstances.

Even though belts have tightened and budgets are stretched, employers must always work to attract and retain good employees – ideally in a cost-effective way. An appropriate set of voluntary benefits can help.




Our Approach to Voluntary Benefits

At Pacific Resources, we recognize that the world of voluntary benefits is evolving. Historically, voluntary benefits have been expensive for employees, they placed administrative burdens on employers, policies were offered on an individual basis, and reporting & reviews were spotty. Voluntary benefits deserve a second look in today's consumer-driven benefits landscape, where we see new group carriers in the marketplace, emerging technology and group platform and underwriting. 

Pacific Resources helps large employers build valuable Voluntary Benefits plans for employees, while also lowering costs. We have found that many of the benefits that employees value can come at a low cost – or no cost  to employers.

Our approach is to eliminate the impediments inherent in voluntary benefits programs, including complex individual enrollment procedures, high commissions and administrative burdens.

⇒ See how we helped a pharmaceutical company integrate voluntary benefits into their core platform in an easy-to-use format that increased employee engagement.

Who We Are

PacRes has a long history of putting our clients first. We don’t sell insurance products; rather, we consult with clients and act as an independent and trusted benefits advisor. 

Our experts, who have a wealth of knowledge and experience in the Voluntary Benefits arena, help clients design innovative employee benefit solutions that align with their long-term organizational goals. 

Learn more about our Practice Leads and our Account Executives.

Voluntary Benefits We Cover

Everyday Expenses
  • Auto/Home Insurance
  • Group Legal Assistance
  • Financial Wellness
  • Pet Insurance
Income Protection
  • Long Term Care
  • Life Combo Products (accelerated benefits & LTC)
  • Individual Disability Insurance
Financial Planning
  • Long Term Care
  • ID Theft
  • Financial Wellness
Health & Wellbeing
  • Critical Illness
  • Supplemental Medical
    • Fixed/Hospital Indemnity
    • Minimum Essential Coverage
    • Minimum Value Plans
    • Qualified Health Plans via Public Exchanges
  • Vision
  • Dental
  • Accident


Learn More About Voluntary Benefits

What Our Clients Are Saying

"For the past 12 years, Pacific Resources has partnered with us every step of the way. They have consistently focused on our company’s and our employees’ best interests. They listen to our needs and offer creative cost-effective solutions to address them."

Senior Director, Benefits

Fortune 500 Paper Products Company

PacRes Services

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Quick Facts

68% agree that voluntary supplemental benefits are important for helping them manage healthcare costs while 66% said that voluntary benefits help them feel more financially secure.

MetLife's 2014 Employee Benefit Trends Study

See the Results

Audit of Retailer’s Critical Illness Plan Results in 61% Rate Reduction
Replaced a cancer-only individual plan offering limited options with a critical illness plan that provided coverage options and benefits aligned with the client’s health and welfare strategy.

view all case studies