Unlike most consultants in our space, we are not distracted or drained of key personnel by healthcare issues. Our team of experienced experts is 100% focused on specialty benefits. And as you can see from the following list, we consult on a full spectrum of plans.
Disability Insurance is more than a replacement of lost income due to a disabling incident. With our knowledge and expertise around streamlined claim processes, risk management and competitive pricing, employees are ensured that their income is protected while having a positive claim experience during a difficult time in their lives.
Lost work time means less productivity. Add to this the complexities of complying with regularly changing federal and state family medical leave requirements. We provide expert advice, implementation assistance and ongoing services for integrated disability and lost time solutions to help you manage your employees and your bottom line.
Life and Accident Insurance may appear easy, but it takes an in-depth understanding of these products to build the most competitive programs. Whether for Individual Life, Group Life or Voluntary Life, we provide expert advice, analysis and consultation to develop customized solutions for all employees and their families at all levels within your organization.
The lines between traditional Core Benefits and Voluntary Benefits are blurring. We have expertise in vetting cutting-edge Voluntary Benefits platforms to consolidate administration, as well as expertise in driving transparency and competitive pricing for these plans to ensure your employees are getting the best value.
Private exchanges offer a new opportunity to provide a more robust benefits buying experience for employees and retirees. However, before moving to an exchange, it may make sense to understand whether that move will result in real economic value to your company. Pacific Resources’ Private Exchange Consulting Practice helps large employers ask tough questions about the private exchange marketplace so they can truly understand the opportunities – and the challenges – that an exchange might offer.
There are many Dental programs in place today that have had the same plan design since inception. We understand the importance of oral health and how it affects the overall health of your employees. We can help you build an evidence-based Dental plan design that complements your health and wellness initiatives, as well as creates a stable risk pool and drives optimal utilization.
Our consultative approach to vision benefits along with our research into current trends and client-specific data allow us to recommend vision plan design options that promote overall health and wellness. In addition, our strong relationships with carriers ensures that they offer high-quality educational tools for plan participants.
There are many options for designing your Global Benefits plans. From global networks and funding arrangements, to working with local consultants and brokers, we will provide you with the right resources to make the right decisions that are most beneficial to your bottom line.
There is a huge void in group benefit plans when it comes to meeting the needs of highly compensated employees. While most Group LTD and Group Life plans suit most employees, executives need more customization. With our 'white glove' service solutions, we help CFOs and HR heads provide more meaningful executive benefit plans that complement existing group plans, bring parity to executives, and ensure that companies attract and retain key employees.
"The difference in plan costs is obvious. Pacific Resources helped us select the best insurers based on evidence and nuances we would have missed and then matched the insurers’ capabilities to our needs."