Disability and Leave Management

Large employers face a tricky balance: they need to protect disabled employees and at the same time protect themselves by maintaining workforce productivity and overall profitability. 

This balance is complicated by the many other challenges you face: implementing benefits cost savings, integrating with other health and productivity initiatives, ensuring compliance, and maintaining controls on staffing levels. 

Pacific Resources can help. Our Disability and Leave Management team specializes in:

  • Risk management
  • Claim and leave administration and technology
  • Claim audits
  • Return to work advisory services
  • Legal and regulatory support
  • Tracking, reporting and communications tools
  • Process improvement
  • Financial analysis

Our Approach to Disability and Leave Management

As experienced advisors on Disability and Leave Management, Pacific Resources takes an evidence-based approach to uncover the smartest disability insurance plans for your specific employee demographics. Our tenure in this field and our strong relationships with carriers mean that we have evaluated every disability provider out there – and can link you with the very best solution available

We work with you to review your disability plans to see how you can save time and money – and reduce employee absences – all while being in full compliance with applicable laws. We also help with plan administration, claim management, return to work strategies, and the promotion of healthier behaviors that can reduce future claims. 

We take a methodical and systematic approach to Disability and Leave Management. Our scope of services includes:

  • Consultation, including plan design review, end-to-end process and technology assessment, return to work processes, change management and evaluation of leave management practices
  • Financial analysis, such as claims analysis, claims audits and estimated cost of absence
  • Industry benchmarking studies
  • Program placement
  • Vendor management
  • Integration of programs such as STD, LTD and Leave, ADAAA, Life premium waiver, Healthcare provider(s), Health and Wellness initiatives, Workers Compensation, etc.
  • Ongoing program support through our “advisor on retainer” service model 

⇒ See how a data-driven analysis reclaimed $650K in LTD premium overpayment for a financial services client.

Who We Are

PacRes has a long history of putting our clients first. We don’t sell insurance products; rather, we consult with clients and act as an independent and trusted benefits advisor to solve problems and drive improvement through our clients' programs. 

Our team of experts helps clients design innovative employee benefit solutions that align with their long-term organizational goals. 

Learn more about our Practice Leads and our Account Executives.

Disability and Leave Management Solutions We Cover

  • Self-Insured Short-Term Disability
  • Fully-Insured Short-Term Disability
  • Self-Insured Long-Term Disability
  • Fully-Insured Long-Term Disability
  • Statutory Disability
  • Long-Term Disability Reserve Buyouts
  • Individual Disability Income
  • Executive Disability 

Types of Leave

  • Federal, State and Municipal Family Medical Leave (including California Leave)
  • Military Leave
  • Exigency
  • Company Leaves
  • Paid Time Off
  • Vacation/Sick Leave
  • Extended Illness Banks

Learn More About Disability and Leave Management

What Our Clients Are Saying

"With Pacific Resources, you get a team that is always ready to take on a new challenge and a partner who isn’t afraid of stepping out of the comfort zone. You get personal service AND results."



PacRes Services

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Quick Facts

Employers that offered a stay-at-work, light-duty or transitional assignment program reduced their average LTD cost per claim by 33 percent

National Business Group on Health and Truven Health Analytics EMPAQ Insights 2015

See the Results

Evidenced-based Approach and Negotiations with Carriers Secures 31% Reduction in Core Plan Rates
A detailed claims comparison between prior and current carriers allowed us to have a dialogue with bidders, which resulted in a 31% reduction to core plan rates for our telecom client.

view all case studies